Poverty is not a vice. This is the school of life. If you passed it, then you are “infected”.
Habits imposed by poverty remain with man forever. Even if he improved his financial situation. They, like leeches, suck nerves and money.
This article will help you eradicate the poor mindset and, in doing so, improve your financial affairs. After all, as we know, thought determines actions, and deeds – success.
Not so long ago I was poor. The first 18 years of my life I was a child and could not change anything. The next 17 years I continued to live “in my childhood” and did not want to change anything. I’m not complaining or grumbling. I chose my own way.
These are the words of John Cheese. For 35 years he lived in poverty. Sailed with the current. Until one day, by chance, I did not get a good job.
It changed his life. Refrigerator – a full bowl, bills paid. But John could not get rid of the habits and habits of the poor man. “Infection” penetrated his brain too deeply.
John, based on personal experience, described the habits of poor people.
1. Cheap food
People living on SMIC have two criteria when choosing food products:
- and shelf life.
The first should be as low as possible, and the second as long as possible.
Quality? Taste? Manufacturer? Leave it to the gourmets, who are brewing at the eponymous store.
Products are bought once a week or less. 90% of them are canned. Fresh fruit, vegetables – too expensive. Meat? Maximum by-products.
But man gets used to everything. So much so that when you have the opportunity to buy normal products, you will have to rediscover their taste.
Fresh, not canned, tomatoes and apples seem “wrong” to you. Even if you accustom yourself to breakfast with tartlets with cheese “Danablu”, from time to time you will still miss the sandwich with “Friendship” and paper-soy boiled sausage.
2. “Extra” money
Large cash in the wallet of a poor person is nonsense. Premium, gift, red – if you have money, they need to be spent urgently. This is a reflex caused by the “infection” of poverty.
To postpone on the “rainy day” does not work – he is always “black.” Poor thinking makes one day live.
Man reflexively goes
to the store to the market and spends everything to a penny, not thinking about how to pay communal in the next month.
The habit of immediately spending “extra” money is so strong that in the press every now and then the “curious” cases are being discussed: the locksmith Ivanov won a million and spent it for a week.
Paradox: a person who needs money, does not protect them, and the wealthy, on the contrary, knows how to save money.
When a person has a consistently high income, he has to learn how to manage money rationally. He should understand: “superfluous” money does not happen, it is necessary to always have a financial buffer in case of unforeseen expenses (the car broke, the seal fell out …).
If a person does not have money, he is not up to gifts. The maximum that he can afford, for all of these Births and Eighties – “souvenirs” from Fix Price. Adults understand this and do not focus attention.
But the children …
Here’s your new sneakers, but this is for your birthday.
If you grew up in a low-income family, you know this phrase. And hardly anyone of you was upset that in six months there will be no gift, most importantly – new sneakers!
As a rule, children understand the financial problems of the family and do not whine – “Paap, well, buy it,” even if you really want to. But adults still have feelings of guilt. Forever.
Therefore, when the family is selected from the financial pit, parents begin to fill up their children with gifts. No one trip to the store without a new toy: “So much time I could not afford to pamper my baby.”
The habit to compensate for the forced saving of gifts is also manifested when the child was born already in abundance, but his parents grew up in poverty.
I did not have, so at least let the children have it.
The habit of constantly counting money is another manifestation of the “infection” of poverty.
You know exactly how much money you have on the card, how many in your wallet (up to kopecks). You automatically add up the value of the products lying in the basket in your mind, and always check the check. You know all tariffs of housing and communal services and formulas for their calculation.
This habit will remain with you, even when the need to constantly “cover” money will disappear.
Fear – “Will I have enough money to pay off the bill?” – will continue to persecute those who have grown up in poverty for a long time.
5. Essential items
If a person barely makes ends meet, then he buys only what he needs at a given time. Only must have.
Example. Summer, the sale of winter jackets. The price is almost for nothing. The model is pretty. A person guided by poor thinking can not buy it, even if he has “extra” money (see point 2). After all, until the winter is still to live – why winter jacket in the summer?
Those who have worn clothes for their older brothers and sisters know that new jeans are bought when old ones grow old, and not when they want.
And this habit remains for a long time. “Why do I need new shoes?” These can still be repaired! “.
Again a paradox: a man with the habits of a poor man does not enjoy shopping. I have money, but I’m sorry for spending it. Especially on myself.
Being poor is bad because it takes all your time.
Willem de Kooning
Poverty forms thinking. But to change it, it is enough to change habits. Having got rid of the described habits, you, probably, soon will notice, that became more successful and self-assured person. Because you will develop immunity against the “infection” of poverty.